Friday, August 12, 2016
Want Freedom? Make a budget.
Budgeting may come very easy to some people but not come so easy to others. I personally was never someone who was very good at it. I like to spend money, not save it. Honestly though, I have found over the years that it is important to make money work of you and the only way to do that is to have a budget.
A budget may seem restricting or feel like you're limiting yourself. But don't see it that way. Try to think of it as a way to give yourself freedom. Freedom from being overdrawn, fees, being broke or just not having options.
Oppression when it comes to money comes in many forms. From not having security to being able to pay for things you need to having to rely on others to not having any flexibility.
A budget is freeing. It gives you security in knowing where your money is going and that you have enough to pay for what you need. It's not having to rely on others for your sense of worth and well being and it's having the flexibility to do what you need to do when you need to do it.
If you need help starting try going very basic. Start with what you bring in and what you have to pay out. Then go from there. Try keeping a log of what you spend and how you spend it. Do it for 1 day and then carry on for 1 week. You will start to see patterns. Create some goals, both financial and personal. This will help you to see where you need and want to focus.
Budgeting will help you to find the freedom to do the things you want and need to do. I can't promise that just because you budget everything will fall into place but financially, once things start falling into place, you will begin to see your life going a bit smoother.